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An investment provides a return, a product has pre-determined life cycle, invest in your equity not some shareholder.
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Financing your floors is great idea provided it is real wood, our customers use PayPal Credit but threre are other options. PayPal offers six months no interest which certainly factors into any investment. If you are like us you hate buying something new just as the old one is paid for such as a phone. You would not finance a car and call it an investment, but you can a floor. A real wood floor should outlive the house. In fact, we tell buyers it will be reclaimed one day when the house is gone and that is an investment paying returns.
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Finance your floors with PayPal Credit
Financing our floors using PayPal you pay no interest if you pay it off in full within 6 months. If you do not, interest will be charged on the purchase from the purchase date at the Purchase APR applicable to your account. Read that last sentence carefully because missing that six-month mark can cost you and at rates as high as 24%. We love PayPal, we invoice using their system to accept credit cards but as with any great offer, they have rules.
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Home Equity Line of Credit
A home equity line of credit, also known as a HELOC, is a line of credit secured by your home that gives you a revolving credit line to use for large expenses or to consolidate higher-interest rate debt on other loans such as credit cards. If you finance your floors using a home equity line of credit, the equity in your home becomes collateral. A HELOC acts as a low interest credit card, to use a simplistic analogy that even the writer could understand.
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Home Equity Loan
A home equity loan might be perfect vehicle to finance your flooring. Home equity loans differ from lines of credit with state rates and dates, period of time. Also, interest on home equity loans is tax deductible up to $75,000 but please check with your CPA or at least someone other than the wood “guy”. We offer investment advice without the tax services, for more information and philosophy read more about investment floors.
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